Step 3: Use the comparison tool if available to compare their features and benefits.Step 2: Explore the cards offered by the bank.Step 4: Enjoy instant approval online after filling out your application form.Īlternately, you can also apply for a card online on the bank’s website by following these steps:.Step 3: Check your eligibility by entering a few personal details.
Step 2: Select from the top cards offered by leading Indian banks.You can Compare & Apply for a Credit Card on BankBazaar by Following 4 Simple Steps: The Process to Apply for a Credit Card Online Due to the COVID-19 pandemic, the credit card application process has been digitized, making it simpler and faster. You can apply for a credit card, both online and offline. Payment options: Most cards will allow you to make payments via multiple channels.Gifts could be the latest gadget or bonus points and miles. Welcome bonus or gift: Some banks offer welcome gifts and joining bonuses on applying for a credit card.Offers on the card: Some cards have great offers and discounts when you use them to shop on a particular website or when you use it in a specific store.Fees and charges: Compare the interest rate on different cards and the fees and charges that apply.The reward type: Credit cards offer rewards in terms of cashback, rewards points & air miles.Your spending pattern: Your monthly spending pattern is a significant factor in choosing the right credit card.Salary Certificate, Recent Salary slips, Employment Offer LetterĬertified Financials, Recent Income Tax Returns (ITR) Statement, Passport Passport, PAN card, Aadhaar card, Voter’s IDĪadhaar Card, Electricity Bill, Telephone bill Passport, Permanent Account Number (PAN) card, Aadhaar card, Voter’s ID Check out the primary eligibility criteria for credit cards The eligibility criteria of a credit card are dependent on a range of factors. By making timely payments on your card and in full, you receive a positive credit score from credit bureau, CIBIL. Owning a credit card helps you build a healthy CIBIL score. The feature allows the credit card members to convert their credit card transactions into easy monthly instalments (EMIs). Today, most credit cards that are issued in India are international credit cards and are accepted by various merchants all over the world. Some premier cards provide a comprehensive insurance policy that provides coverage against air accident, life, lost baggage, lost card, outstanding, etc.Ĭredit cardholders can transfer the outstanding balance of their existing cards issued by one bank to the credit card account of another bank. Many banks allow their credit cardholders to apply for add-on credit cards for their immediate family members. The offer varies from one bank to another. Some credit cards offer complimentary airport lounge access to the cardholders. Travel benefits of credit cards include air miles, airport lounge access, travel insurance, airline offers, hotel offers, etc. Many credit cards offer cashback benefits to the customers.Ĭardholders can enjoy various lifestyle benefits on their credit cards such as offers on dining, shopping, wellness, entertainment, etc. Many banks offer a welcome gift to new credit card applicants once the card is issued to them in the form of bonus reward points, vouchers, discounts, etc.Īll credit cards generally have a reward program, which allows cardholders to earn reward points on every transaction they make using their cards.īanks offer a fuel surcharge waiver to the cardholders on spending a specific amount of money on fuel every month.
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